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The two teenagers from rural Ireland who suprised every bank on Earth

December 8, 2025
in Innovation
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Patrick Collison was 19.

His brother John was 17.

They grew up in a village of 600 people.

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Their house was so far from the phone exchange that internet barely worked.

No connections.

No investors.

No fancy degrees.

They built a software company in their bedroom.

Went to the Irish government for funding.

Enterprise Ireland looked at two kids from Tipperary and said no.

Their own country rejected them.

So they flew to Silicon Valley with nothing.

Sold that first company for $5 million.

Became teenage millionaires.

Then dropped out of MIT and Harvard.

Everyone said they were crazy.

“You’re going to compete with PayPal?”

“You don’t understand how payments work.”

“You’re too young. Too inexperienced.”

The banking industry laughed at them.

But Patrick and John saw what nobody else did:

Accepting payments online was broken.

Banks required 47 steps and weeks of paperwork.

Stripe required 7 lines of code.

That’s it.

Seven lines changed everything.

Today?

Stripe processes $1.4 TRILLION per year.

Worth over $106 billion.

Two brothers from nowhere Ireland now power:

Amazon. OpenAI. Shopify. Uber.

Half the Fortune 100.

The youngest self-made billionaires in history.

The country that rejected them?

Now calls them Ireland’s greatest sons.

What if they had listened to the doubters?

What if they had stayed “realistic”?

What if they believed the system that told them no?

Go Build.
Ship Fast. Credit:rizkad.com

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